$105,000 Recovery for Stop-Sign Collision in Raytown, Missouri
This motor vehicle collision occurred in February 2024 at the intersection of East 68th Street and Laurel Avenue in Raytown, Missouri. Our client was injured when another driver ran a stop sign and struck her vehicle.
Liability and Injuries
The at-fault driver failed to yield the right of way, and her insurance carrier, Progressive Insurance, accepted 100% liability for the collision. As a result of the crash, our client sustained lower-back injuries and required medical treatment through urgent care, her primary care physician, and physical therapy.
The collision also caused significant disruption to our client’s daily life. She missed work due to her injuries, and her vehicle was totaled, forcing her to purchase a replacement vehicle after previously owning her car outright.
Litigation and Liability Resolution
Because Progressive offered only $30,000, our law firm filed a personal injury lawsuit in Jackson County Circuit Court to protect the client’s rights. The case proceeded through written discovery, expert designations, and trial preparation, with a jury trial scheduled. Settlement negotiations occurred throughout the litigation process, and earlier offers were rejected as insufficient based on the injuries and losses involved.
The liability claim ultimately resolved, and the case was dismissed with prejudice after settlement was reached.
Underinsured Motorist (UIM) Claim
After the liability coverage was exhausted, Foster Wallace pursued an underinsured motorist (UIM) claim under the client’s own policy with Travelers Insurance.
The firm made multiple settlement demands to Travelers, while the insurer responded with counteroffers that undervalued the claim. After continued negotiation, the UIM claim settled for $55,000, providing additional compensation beyond the liability recovery.
Outcome
Through coordinated handling of both the liability case and the UIM claim, Foster Wallace Personal Injury Lawyers secured a combined recovery that addressed the client’s medical treatment, lost wages, and financial losses caused by the collision. All outstanding medical bills and liens were resolved as part of the case resolution.
