$200,000 Total Recovery for Highway 43 Collision in Seneca, Missouri
This motor vehicle collision occurred on May 27, 2025, on Highway 43 in Seneca, Missouri. Our client was injured when her vehicle was struck by another driver.
As a result of the crash, our client sustained significant injuries requiring emergency transport to Freeman Health System. Her initial hospital treatment resulted in charges totaling $143,746.83, followed by additional treatment at Mercy Hospital with charges totaling $77,923.12.
Foster Wallace worked to resolve the case without the need for litigation. The at-fault driver was insured by Progressive Insurance, and our client carried underinsured motorist (UIM) coverage through USAA Casualty Insurance Company. Through negotiation, our firm secured two separate $100,000 settlements—one from the liability carrier and one from the UIM carrier—for a total recovery of $200,000.
In addition to securing the settlements, Foster Wallace achieved substantial lien reductions on our client’s behalf. The Freeman Health System lien was reduced by approximately 83.5%, from $143,746.83 to $23,699.07. A Mercy Hospital lien was likewise reduced by approximately 83.5%, from $37,161.95 to $6,126.77. Additional health-insurance liens were also resolved.
The case resolved pre-suit, allowing settlement funds to be distributed efficiently in December 2025. This outcome not only provided meaningful compensation for our client, but also significantly reduced the financial burden associated with medical treatment following a serious collision.