$250,000 Policy-Limits Settlement for Left-Turn Failure-to-Yield Crash in Mission, Kansas
This motor vehicle collision occurred in May 2023 at the intersection of Roe Avenue and Johnson Drive in Mission, Kansas. Our client was traveling on Roe Avenue and proceeded through the intersection on a green light when an oncoming driver attempted a left turn without yielding and struck our client’s vehicle with significant force.
Liability and Crash Investigation
The Mission Police Department responded to the scene. The investigating officer attributed fault to the turning driver for failing to yield the right of way, and the liability evidence strongly supported our client’s position from the outset.
Injuries, Surgeries, and Medical Treatment
As a result of the collision, our client sustained serious injuries to her dominant right arm, including fractures involving the wrist and thumb. She was transported by ambulance to AdventHealth Shawnee Mission and promptly referred for orthopedic care.
Within two days of the crash, our client underwent surgical repair of the wrist, including placement of a plate and screws. Despite extensive follow-up care—including orthopedic treatment, imaging, and physical therapy—she continued to experience persistent pain and complications related to the hardware. Ultimately, she required a second surgery in late 2024 to remove part of the hardware, with some components remaining embedded in the bone.
Total medical expenses were approximately $44,747.
Impact on Work and Daily Life
Before the crash, our client was self-employed in a profession requiring precise hand and wrist function. The injury had a devastating impact on her ability to work and ultimately forced her to close her business. She attempted to support her family through alternative work, but the physical demands and schedule strains compounded the challenges created by the injury.
Settlement and Outcome
Foster Wallace Personal Injury Lawyers gathered and organized the medical evidence, surgical records, and documentation of economic and non-economic losses. A comprehensive policy-limits demand was presented to the at-fault driver’s insurer, Auto-Owners Insurance, outlining the permanent nature of the injury, ongoing pain, and the profound effect on our client’s livelihood.
After the insurer initially offered far less than the value of the claim, Foster Wallace rejected the offer and gave the carrier a final opportunity to pay policy limits. The insurer ultimately agreed to pay the full $250,000 policy limits, and the case resolved without filing a lawsuit.
Result
This case demonstrates how early, thorough case development—paired with firm negotiation—can secure a maximum policy-limits recovery, especially when a left-turn failure-to-yield crash causes permanent injuries and major disruption to a client’s ability to earn a living.
