Do I really need a lawyer, or can I just deal with the insurance company myself?
You can, but it usually costs you money. Insurance companies are experienced at settling claims quickly and for less than they’re worth. An attorney who knows Missouri and Kansas courts and insurers can identify damages you may not have thought to claim, handle all negotiations on your behalf, and push back when an offer falls short. The consultation is free, so there’s no risk in finding out what your case is actually worth.