What if the driver who hit me claims I was at fault?

Missouri follows a pure comparative fault rule where you can still recover compensation even if you were partially at fault, but your award is reduced by your percentage of fault. Kansas uses modified comparative fault. This means you cannot recover if you are found 50% or more at fault. In either state, insurance companies often try to shift blame to reduce what they pay. An experienced attorney can gather evidence to protect your claim and challenge unfair accusations.